HSMC - Goto for people who NEED or want to MAKE Money!
Jul 23, 2017 22:31:08 GMT
lisardcrew, OnePixel, and 1 more like this
Post by Nick on Jul 23, 2017 22:31:08 GMT
Beta. This is a Beta. I am currently working on this and will be posting updates. Also, I may move this thread to a different location in the future.
HSMC
In Short, I have been, and have set up, a Bank. This will be a place for people to Take Loans and also Bonds.
Loans - If you need money, this is what you will need. Simple way it works, you ask for a set amount, and get given that money. then, after stating how long it will take for you to give back that money, you will pay back the amount you took, including small interest. This will vary from:
Currently, I am opting for a 1% per day. For example, if you say you will pay back within 5 days, you must pay back 5% interest back at the end. for example, you borrow 50 diamond blocks. You must pay back 50 diamond blocks (The original) and 2.5 diamond blocks interest, which really is cheap!
However, if you do not pay back within the days you set, it will go to 2% each day.
To prevent scamming, the amount people can be loaned will be capped at 10 diamond blocks, or depending on who you are. This will double after each successful loan.
10 - 20 - 40 - 80 ect.
I will not, in anyway, report scammers. It's my own fault for doing this, but you of course can not be a client anymore, and will be exclusively featured on the scammer wall, for other players to watch out for.
Of course, if you accidentally forget to pay and for some valid reason you cannot pay back interest, you won't be featured. However, you must pay back the original you were loaned. I understand if you mess up! But you must pay back. Either way, I will be forced to not carry out business with you again, as I do not want this bank to become a big problem. This bank should be a way for players to safely make money and borrow, as we are not all rich!
Bonds - This is a work in progress, but the premise is:
1. You put in a certain amount of money
2. You wait
3. After ___ amount of days, you receive money + Interest, depending on how many days you waited. I am opting for a 25% interest for every 30 days waited, currently.
Insurance - Another WIP.
1. Pay small amount every week or month (different packages)
2. If you lose a rare or whatever item you insured, you will get a replacement
Of course, it depends on the rare. I will of course refuse to insure rares such as a guardian rod or super compass, it has to be reasonable. Also, the amount you have to pay also depends on how hard the item is to obtain.
Please leave your thoughts below. This currently is not a system to be used yet, but will be very soon, so keep coming back to see the thread. Also, let me know if you're interested!
PS: I've done this before. I know what I am doing, so you can count on me. like 123
Loans - If you need money, this is what you will need. Simple way it works, you ask for a set amount, and get given that money. then, after stating how long it will take for you to give back that money, you will pay back the amount you took, including small interest. This will vary from:
- How much you borrowed
- How long it took for you to give the money back
- Who you are and if you are a frequent customer
Currently, I am opting for a 1% per day. For example, if you say you will pay back within 5 days, you must pay back 5% interest back at the end. for example, you borrow 50 diamond blocks. You must pay back 50 diamond blocks (The original) and 2.5 diamond blocks interest, which really is cheap!
However, if you do not pay back within the days you set, it will go to 2% each day.
To prevent scamming, the amount people can be loaned will be capped at 10 diamond blocks, or depending on who you are. This will double after each successful loan.
10 - 20 - 40 - 80 ect.
I will not, in anyway, report scammers. It's my own fault for doing this, but you of course can not be a client anymore, and will be exclusively featured on the scammer wall, for other players to watch out for.
Of course, if you accidentally forget to pay and for some valid reason you cannot pay back interest, you won't be featured. However, you must pay back the original you were loaned. I understand if you mess up! But you must pay back. Either way, I will be forced to not carry out business with you again, as I do not want this bank to become a big problem. This bank should be a way for players to safely make money and borrow, as we are not all rich!
Bonds - This is a work in progress, but the premise is:
1. You put in a certain amount of money
2. You wait
3. After ___ amount of days, you receive money + Interest, depending on how many days you waited. I am opting for a 25% interest for every 30 days waited, currently.
Insurance - Another WIP.
1. Pay small amount every week or month (different packages)
2. If you lose a rare or whatever item you insured, you will get a replacement
Of course, it depends on the rare. I will of course refuse to insure rares such as a guardian rod or super compass, it has to be reasonable. Also, the amount you have to pay also depends on how hard the item is to obtain.
Please leave your thoughts below. This currently is not a system to be used yet, but will be very soon, so keep coming back to see the thread. Also, let me know if you're interested!
PS: I've done this before. I know what I am doing, so you can count on me. like 123